Tuesday, 20 November 2012

Role of Electronic Social Media in the Business Sector

In today’s modern age of Information Technology, Electronic Social Media has a Major Role to play in almost many sectors of life. Even the sector of Business and Economy has now felt the need to use this powerful tool of Electronic Social Media. This form of media consists of Social Websites be it Social Networking Sites like Face book, Twitter and Google+ or even Digital Media Sites like YouTube and Flickr.

Face book was the site which made Social Networking very famous over the Internet. Nowadays, many company websites open their Face book Account to reach out to people over the World that too in minimum time, thus saving costs. They open a Group Profile for sending and accepting Friend Requests for expanding their network.  They also launch a Fan Page from the same account for displaying their posts publicly so that even those Internet Users can view the posts that are not Registered Members of Face book. Only the Registered Members of Face book can give their likes to the Fan Page.

Twitter is a Social Networking Site where people or Companies open their accounts and can then gather Followers and also be following others’ posts. Private Messaging is possible amongst Twitter Members who follow each other. Twitter Posts are known as Tweets and have a restriction of 140 Characters. People can make their own or others tweets as Favorite and can also publicly subscribe to anyone’s tweets.

Google Inc has also launched its own Social Networking Site known as Google+ which is open for all Google Email ID Holders only. Here, people can add each other to their Circles made under different categories. People can give a +1 to each others' posts. Here, people have to make their Individual Profile and after that they can also make a Website Profile pointing towards a Website, Company, Product or Service. People have the option to share their posts publicly or privately amongst their G+ Members.

Thus, we can say that Electronic Social Media has made Electronic Commerce alias E-Commerce even more powerful in the field of Information Technology, especially in Developing Economies like India.

Friday, 31 August 2012

Real Estate - A Lucrative Sector for Business & Investment

Real Estate can be defined as a kind of business or as a tangible asset. Now as a tangible asset, it can be defined as a property which can only consist of land or a land which also has houses and buildings built over it. These are all real and immovable things and thus the name Real Estate is given to it. Now as a business, Real Estate can be defined as the profession, where the buying, renting or selling of land and housing is involved. Real Estate is a very lucrative and promising sector for people to earn money, especially in Developing Nations like India.

There are many advantages of Real Estate. This is a sector which is usually free of external economic factors like Recession as Land & Property are things which are always in huge demand due to rising population. Real Estate is also a very safe Investment Option as compared to the riskier Stock Markets Sector. Usually, the price value of a property increases with time, just like wine gets richer in its content the more old it gets.

There are some disadvantages of Real Estate as well. Inflation is an economic factor which at times shoots up the prices of a particular property and if it’s not located at a favorable place then this can affect the sales of that property. It’s so as buyers alias customers in Real Estate want a good Return on Investment (ROI) even in Real Estate just like other Investment Options. Improper Land Acquisition Policies followed by any Real Estate Developer can also hamper the price value and reputation of a property like land or any establishment like buildings and bungalows.

Real Estate involves putting a huge amount of money into buying a Real thing like a flat, bungalow or land instead of Conceptual things like Shares. This is the reason that a buyer should properly investigate about the past & present of a land, its area, infrastructure and other essentials involved with it. Now taking online help from Real Estate Sites and Reputed Real Estate Consultants is also very important. After all, Real Estate is a serious business and not a matter of joke for individuals, families and organizations.

Monday, 30 July 2012

Mutual Funds - The Safer Portion of Equity Investment

Apart from Stock Shares, Mutual Funds are another aspect of Equity Investment, where equities are in the hands of private individuals.  Mutual Funds are usually considered as the Safer Portion of Equity Investment.

Mutual Funds can be defined as a professionally managed Investment Program which is funded by shareholders and it does trade in diversified holdings. Like Stock Shares, even Mutual Funds have their own pros and cons. Now being part of Equity Investment, even Mutual Funds may not give total guarantee of all time fruitful monetary profits so even over here careful & planned investment is recommended by various market experts.

In Mutual Funds, money is taken from various investors and is invested in Stock Markets on the behalf of the investor(s). Mutual Funds hold various numbers of companies so even if one company’s value falls in the market, then also an investor does not lose all the money.  An investor has to sell or purchase Mutual Funds from the Funds House itself. Mutual Funds cannot be sold or bought from another investor like it happens in Stock Shares.

An Investor may have to pay annual expense penalties for early withdrawal of Mutual Funds which makes this option of Equity Investment a bit rigid similar to Bank Fixed Deposits in Safe Financial Investment. Various Financial Consultants and websites over the Internet provide detailed explanations regarding Mutual Funds. Now it’s totally up to the Investor to decide whether he or she wants to go for Stock Shares or Mutual Funds in Equity Investment with some part of the earned money.

Saturday, 30 June 2012

Stock Shares - The Risky Portion of Equity Investment

In today’s time of Modern Financial Investment Methods, many people want to invest their money into Equity Investment also, apart from Savings Investment like Bank Fixed Deposits. Equity Investment can be defined as the buying and holding of Stock Shares by any individual or organization done in return of earning income from Dividends when the Market Value of that particular share will rise. Mutual Funds are another aspect of Equity Investment, where equities are in the hands of private individuals.  Mutual Funds are usually considered as the Safer Portion of Equity Investment.

In Developing Economies like India, there is a huge scope for Equity Investment in Stock Shares. The Four Major Metropolitan Cities of India which are New Delhi, Kolkata (Calcutta), Mumbai (Bombay) and Chennai (Madras) have got their dedicated Stock Exchange Office Buildings. There have been some Stock Share Scams in India in the past many years which has resulted the Union Government of India to set up a Stock Market Regulator for trying to prevent such scams by the name of Securities and Exchange Board of India (SEBI).

Investment in Stock Shares can be fruitful or loss worthy as this is a Financial Sector which is prone to external factors like Recession and Financial Policies of a nation’s Union Government. An organization or individual should not only take ample advice from a reputed Financial Consultant but also do some personal research of the Stock Markets, Economic Climate and the company’s Financial Condition, whose stock shares are to be bought.
Many Financial Experts in India and rest of the World feel that it would be wise to invest some amount of our income into Equity Investment, be it Stock Shares or Mutual Funds for better Financial Gains. Such steps can help our money from becoming stagnant and this may help us in growing our income positively.

Wednesday, 30 May 2012

Indian Railway Budget, Balance Sheet of the World’s Largest Democracy’s Railway System

The Railway Budget of India can be referred to as the Annual Financial Statement of the Indian Railways. The Railway Budget is presented in the Indian Parliament by India’s Union Minister for Railways, every year usually two days before the General Budget in February. The First Railway Budget of Independent India was presented by Mr. John Mathai in November of 1947.

In the year 1924, India’s Railway Budget was separated from the General Budget [Please see 2nd Paragraph of this blog article: http://businessfinancialplan.blogspot.in/2012/03/general-budget-of-india-balance-sheet.html]. The people of India have been taking interest in the Railway Budget since after Independence as it brings along information about the Changes in Train Fares, be it Passenger or Freight Rail Services. It also gives information about the various Railway Projects from the past and also about their future plans. The projects can be Track Doubling, Track Gauge Conversion, Track Electrification or introduction of new routes.

The Railway Budget of India also acts as a Balance Sheet which describes the Annual Earnings and Expenditures made by the Indian Railways. It also announces the list of various trains which will be introduced, the extension of existing trains and increase in some train’s frequencies. The Rajdhani Express, Shatabdi Express and Duronto Express are examples of some Superfast Train Services which have been announced and then introduced during various Indian Railway Budgets over the years. The Kolkata-Amritsar Superfast Express which runs between Kolkata Chitpur Terminal (KOAA) and Amritsar (ASR) is one train as an exception which was converted from a Duronto Train to a Normal Superfast Train just before its inauguration.

           Thus, it can be concluded that the Railway Budget of India is a hefty but important aspect for the smooth functioning of the Indian Railways. Ultimately, it’s the Ministry of Railways which frames the Indian Rail Budget in consultation with the Railway Board of India.